SoFi Technologies, Inc. - Common Stock (SOFI)

Visa and SoFi are both fintech leaders worth adding to your portfolio.

New York, NY – October 17, 2025 – The financial markets are abuzz today as 30-year fixed refinance mortgage rates have seen a significant drop, plunging by 19 basis points. This notable reduction brings the national average for a 30-year fixed refinance rate to 6.75%, a welcome decrease from 6.94%

As the calendar turns towards the close of 2025, the financial world is keenly observing Upstart Holdings, Inc. (NASDAQ: UPST), the innovative artificial intelligence (AI) lending platform. Once a darling of the market, soaring to unprecedented heights, the company now faces the formidable challenge of reclaiming its all-time stock highs.

Only one of these cryptocurrencies has staying power.

It might not stay under $30 per share for much longer.

The investor is trimming his stock portfolio during this bull market.

Recent trade worries have brought the stock down a bit.

Stock splits alter share price and count without changing market caps.

Shares of digital financial services company SoFi Technologies (NASDAQ:SOFI) jumped 3.4% in the afternoon session after a Goldman Sachs analyst raised the price target for the stock while keeping a Neutral rating. 

A favorable macro backdrop could supercharge already impressive growth for this business.

Don't expect the newfound excitement for this fintech stock to be short-lived.

These companies are gaining customers quicker and have better valuations than Robinhood.

Carvana (CVNA) remains a top pick for analysts as its subprime financing and securitization structures prove resilient amid market concerns.

The government is the biggest student loan issuer and is reportedly considering selling some of the debt it owns.

SoFi has great growth prospects, but it's still a bank, and has a bank's risk profile.

The result might surprise you.

As the fintech industry matures and separates the leaders from the laggards, two names are rising to the top.

The Trump administration may sell $1.6 trillion of student loans, which would be huge for SoFi's business.

Discover SOFI Technologies, a top growth stock with accelerating 700% EPS growth, strong technicals, and a bullish chart pattern poised for a breakout.